If you are among the majority who are not saving for emergencies first determine how you are spending. Go back through check stubs and credit card statements and determine how you are spending. Then look for areas where spending can be reduced. While energy ...

The recent forced departure of Superintendent Creg Williams signaled to philanthropic groups and business leaders that problems were escalating within the St. Louis schools. Many believed Williams had a good plan and goals in place yet the St. Louis schools board replaced Williams after only 16 months in the position, leaving many current donors to re-evaluate their commitments of money and services to the St. Louis schools. Though many are willing to give the new superintendent, Diana Bourisaw, the opportunity to correct the St.